Bartrop & Dilks Mortgage Services are independent, specialist mortgage and insurance advisors.  The company has an individual approach to giving advice and will always try and find the best to solution to your mortgage and insurance needs, and then back this up with dedicated customer service. Yes, house moving is stressful, but it does not have to be, a good solicitor, a good estate agent and good mortgage advisor can ensure that you have no stress with your house mortgage or remortgage. We believe that this will enable us to establish a long term relationship.

We are also dedicated to protecting you whatever the situation so to compliment your mortgage we will discuss and make professional recommendations as to the protection you need for your home, mortgage and family. For insurance we usually offer products from a limited panel of advisors.

We can help with other areas of financial advice…pensions, investments, wills and trusts but recommend a specialist firm to deal with this so that we can concentrate on mortgages.

A professional mortgage broker like Bartrop & Dilks does much more than find the best mortgage offer. With their in-depth knowledge of the mortgage market, they will find the mortgage that best suits your needs now and in the future, as your life changes. Our mortgage broker can also arrange the insurance you need to protect yourself and your home.

When you are buying a new home, advice from a trusted mortgage broker is invaluable to make sure everything goes smoothly. It may be tempting to try and arrange the mortgage yourself, to save money. But a fully qualified mortgage broker provides many more benefits:

Qualified Advice


Martin has worked in the financial services industry for over 30 years, initially for the Britannic Assurance where he was recognized as one of their top advisers in the 1980’s and 1990’s. Martin then set up his own practice as an Independent Financial Adviser which he subsequently sold in 2010. Since then he has worked for some of the industry’s largest names as in AXA, St James Place and Mortgage Advice Bureau and has since, built a Practice that prides itself on trying to help clients of all types.

As well as holding the Diploma in Personal Financial Planning, Martin holds the Mortgage Advice Qualification of the Chartered Insurance Institute along with being a Member of the National Association of Estate Agents. Not only does Martin specialise in Mortgage Advice for straight forward cases he also deals with the more complicated cases where clients have found that their credit history to be less than perfect. Over the last 30 years he has built up a good working relationship with lenders and has the knowledge and experience to place the more complicated cases so that our customers are able to purchase the property of their dreams!

In his role as a Financial Adviser he specialises in all forms of Investment and Pension planning along with estate planning and protection for both private individuals and corporate clients. He is primarily responsible for designing the wealth management strategy for these clients and ensuring its implementation through face to face meetings.

Duty Of Care

Bartrop & Dilks has a legally-binding duty of care to you when they provide you with mortgage advice. If that advice turns out to be wrong you can complain and you can be compensated. Our mortgage broker must be able to explain why the mortgage they have chosen for you is right. This guarantee offers you complete peace of mind.

Saves You Time

Moving house can be a busy and stressful time. Your mortgage broker will ease the strain, taking on much of the work of administrating the mortgage application for you, using knowledge of the individual lender’s requirements. One less thing for you to worry about.

For more information and advice on mortgages, moving home, or just for an initial chat, contact James Carpenter at Bartrop and Dilks Mortgage Services today on 01909 509001.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. A fee of £295 when you apply for the mortgage. We will also receive commission from the lender, OR, A fee of 0.35% of the mortgage amount, with a minimum of £295, payable when you apply for the mortgage. We will refund commission received from the lender to you. An example of this is if your mortgage is £150,000 the fee payable will be £525. For insurance we usually offer products from a limited panel of providers.

The FCA does not regulate some forms of Buy to Let mortgages.

Bartrop & Dilks Mortgage Services is a trading style of MJH Financial Ltd. which is regulated by Sesame Limited.